Pool Financing in Tampa Bay and Surrounding Areas
Building your dream pool is easier with our flexible financing options. We help homeowners across Tampa Bay, Riverview, Brandon, St. Petersburg, and nearby areas find payment plans that fit their budget.
Making Pool Ownership Affordable & Stress-Free
Your dream pool is closer than you think! With our flexible financing options, you can enjoy a custom-built pool, renovation, or upgrade with low monthly payments. We partner with trusted lenders to provide easy approval and competitive rates for homeowners in Tampa Bay, Riverview, Brandon, St. Petersburg, and nearby areas.
Why Choose Our Pool Financing?
We understand that a pool is a significant investment, and we’re here to make it affordable and stress-free. Our financing options are designed to provide low monthly payments, quick approvals, and flexible terms, so you can focus on enjoying your dream pool without financial worry.
Fast & hassle-free approval process
Low monthly payment options tailored to your budget
Financing available for new pools, remodels & upgrades
Work with trusted pool financing specialists
What Our Clients Say About Us
Real experiences, real transformations. See why homeowners across Tampa Bay and Riverview trust G&S Pool and Spa for their pool construction, installation, and remodeling. Our clients love the quality, attention to detail, and seamless experience we provide.
Kelvin Torres Rosario2024-08-06Trustindex verifies that the original source of the review is Google. Absolutely thrilled with the service provided by G&S Pool and Spa! From the initial consultation to the final touches, their team was professional, knowledgeable, and attentive to our needs. The construction process was seamless, and they kept us informed every step of the way. The quality of the work is outstanding, and our new swimming pool is a stunning addition to our backyard. It's clear that they use top-notch materials and have skilled craftsmen on their team. We couldn’t be happier with the results and highly recommend them to anyone looking to build a pool. Five stars well-deserved! Yashenie Cabrera2024-08-05Trustindex verifies that the original source of the review is Google. Personal responsable y communicativo, excelente servicio. Responsible and good communication, excellent service. Freddy Reyes2024-08-05Trustindex verifies that the original source of the review is Google. Great people and awesome company! Michael Nelson2024-08-05Trustindex verifies that the original source of the review is Google. Absolutely the bestVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Trusted Pool Financing Partners
Choose the financing option that best fits your needs. We’ve partnered with top financial institutions to help make your dream pool affordable and stress-free.

Viking Capital
We’ve partnered with Viking Capital, one of the nation’s leading pool financing specialists, to offer you flexible and affordable lending options tailored to your budget. Their process is fast, secure, and designed specifically for homeowners ready to bring their backyard dreams to life.
✔️ Fast & hassle-free approval process
✔️ Low monthly payment options
✔️ Financing available for new pools, remodels & upgrades
✔️ Soft credit pull won’t affect your score
✔️ Trusted by thousands of pool builders nationwide
✔️ Dedicated loan consultants ready to assist you

Lyon Financial
We’ve partnered with Lyon Financial, a trusted name in home improvement lending since 1979. Specializing in pool financing, Lyon offers a personalized and streamlined experience designed to help you bring your dream backyard to life, without the stress. As a veteran-owned company, they understand the value of commitment, service, and excellence.
✔️ Loans up to $200,000
✔️ Low, fixed interest rates
✔️ Terms up to 30 years
✔️ No equity or appraisal required
✔️ Veteran-owned & highly rated service
✔️ Fast, personal support from a dedicated team

HFS Financial
We’ve also partnered with HFS Financial, a leader in home project financing with flexible options and lightning-fast approvals. Whether you’re planning a new pool, a renovation, or a full backyard makeover, HFS makes it easy to secure funding, without impacting your credit upfront.
✔️ Fund up to 120% of your project
✔️ No impact on your credit to apply
✔️ No equity or appraisal required
✔️ Direct-to-consumer funding model
✔️ Terms delivered in 24 hours or less
✔️ Thousands of 5-star client reviews
Have questions or need expert guidance?
Fill out the form below, and our team will get back to you.
Fill out the form below, and our team will get back to you. If you’re ready for a detailed estimate, request your online quote now and take the first step toward your dream pool.
Areas We Serve – Premium Pool Construction in Tampa Bay & Beyond
Bringing high-quality pool design, construction, and remodeling services to homeowners across Tampa Bay and nearby communities. Whether you’re looking for a custom in-ground pool, a complete renovation, or outdoor enhancements, our expert team is here to turn your vision into reality.
Not sure if we serve your area? Reach out to us today and let’s find out!
- Apolo Beach, FL
- Brandon, FL
- Clearwater, FL
- Ellenton, FL
- FishHawk, FL
- Lakeland, FL
- Palmetto, FL
- Parrish, FL
- Plant City, FL
- Riverview, FL
- Ruskin, FL
- St. Petersburg, FL
- Sun City Center, FL
- Tampa, FL
- Valrico, FL
- Wesley Chapel, FL
Frequently Asked Questions (FAQs)
What are the requirements to qualify for pool financing?
Approval is based on factors like credit score, income, and loan amount. Viking Capital and other lenders offer flexible options to fit different financial situations.
How long does the approval process take?
In most cases, financing approval is fast and hassle-free, with some applications approved within 24-48 hours.
Can I finance both a new pool and additional backyard features?
Yes! Many financing options allow you to include pool decks, patios, water features, and other upgrades in your loan.
What loan terms are available for pool financing?
Loan terms vary based on the lender and your credit profile, but options typically range from 5 to 20 years, with fixed monthly payments.
Is a down payment required?
Some financing options require a small down payment, while others offer 100% financing with no money down, depending on your approval.
Take the First Step Toward Your Dream Pool
With flexible financing options and exclusive military discounts, owning a custom pool has never been easier. Apply today and enjoy the best pricing in the market!